How Much is a Crown Without Insurance

Table of Contents

Average Prices With and Without Insurance And How Much Does A Dental Crown Cost?

The health of your teeth can affect much more than your ability to eat. It also can impact your jaw shape, put pressure on your sinuses, and ultimately put you at an increased risk for a plethora of medical issues. However, if your mouth has seen severe damage or decay, the crown’s dental features can come to your rescue and assist in restoring it to normal.

Crowns can be instantaneously moulded to fit as a substitute for either missing teeth or damaged ones on account of a bridge or an implant. Metal, ceramic, or a combination of the two are utilized to make these crowns functional and in addition, are designed to closely replicate the aesthetics of your teeth.

Dental crowns can cost several hundred dollars. Fortunately, you can also utilize dental saving plans or try out services in a dental school.

What is the average cost for dental crowns?

The price of dental crowns without insurance can be as little as $800 or go up to $2500 and this depends on the material used. 

The following materials are used in making most crowns: 

  • All-ceramic or zirconia. Crowns made of all ceramic or zirconia are the most natural-looking option and tend to be the most durable. All-porcelain crowns are mostly used in front teeth, and zirconia crowns can be applied on all other teeth. Authority Dental estimates the cost of all-ceramic or zirconia crowns at $1000 to $2500, where the average cost is $1300.
  • Metal. Which are used in molar teeth primarily. Their price often depends on the alloy used in making them. For instance, crowns with gold alloy are costlier in comparison to those made with base metal alloys like nickel-chromium, cobalt-chromium, or nickel-titanium. Authority Dental cites the price of metal crowns at $900 to $2500, with an average price of $1300.
  • Porcelain and metal hybrid: Another durable and aesthetically appealing option is a crown made of porcelain and metal. These crowns can be positioned anywhere within the mouth. According to Authority Dental, Porcelain Fused to Metal crowns range between $800 to $2,400 but average about $1,100.

Other Expenses Regarding A Dental Crown

Preparing for a crown may require several other procedures. Possible inclusions for these services and their prices are found below:

Service Price Estimate

  • Dental exam $50 – $200
  • X-ray    $25 – $50
  • Cone-beam CT scan $150 – $750
  • Diagnostic casts $50 – $300
  • Core buildup $200 – $500
  • Post and core $250 – $650
  • Protective restoration, such as a temporary filling $90 – $250
  • Root canal $700 – $2,100

Replacing crowns usually requires specific dental procedures, which your insurance might not cover.

Does Insurance Cover Porcelain Dental Crowns?

Porcelain crowns are usually covered by private dental insurance when they are deemed medically necessary, but the average coverage is around 50%. This implies that only 61% of adults have private dental insurance. Most plans have a coverage limit, but remember to check your plan, as many of these have yearly caps between $1,000 and $2,500.

These policies usually have a timeframe of a few months to over a year before the patient can make claims for significant dental work. For a crown that does not pay for aesthetic procedures, you may opt for a dental discount plan, as these sometimes include expenditures for major cosmetic claims.

Medicare will only cover dentistry services performed during a hospital stay. However, numerous Medicare Advantage plans are available that offer extensive dental coverage. These plans usually come with extra cost-sharing and premium payments. The final cost and percentage may be conditioned on whether there are in-network dental services rendered.

Medicaid provides dental coverage for children, and it includes medically necessary crowns. For adults, coverage is geographically dependent. For instance, New York Medicaid has a wider breadth of adult dental services that includes but is not limited to, hygiene services. On the other hand, Nevada Medicaid offers minimal dental services to adults aged 21 and over but has expanded coverage for pregnant women over 21.

What Do You Have to Do to Get A Dental Crown?

The process of obtaining a dental crown generally requires two visits to the dental practitioner.

On your first appointment, the dentist or prosthodontist will create a tooth impression and then proceed to reduce the tooth in order to allow space for the crown. They might also do a root canal or cavity filling in order to prepare for the dental crown. Until the permanent crown is ready, the dentist will place a temporary one, which is usually in 2 to 3 weeks. In the following appointment, you would go back to the dentist to receive the permanent crown.

Is It Worth It to Get A Dental Crown?

Determining the worth of a dental crown depends on the costs and your reasons for purchasing it. As with all medical procedures, certain particulars must be taken into account, in this case, how much you are willing to pay, whether or not you are insured, or if the undertaking is of medical necessity.

Reasons that justify getting a dental crown can be the following:

  • Reconstructing a tooth that is badly cracked or damaged.
  • Strengthening a patient’s tooth after a root canal treatment.
  • Supporting a tooth that has a large cavity.
  • Using an implant or bridge to substitute a lost tooth.

In instances where large or deep cavities are concerned, there is the option of a large dental filling, but in some cases, a crown is also a viable option. A crown, however, does provide the most protection and reinforcement to the tooth structure. Remember, forgoing the dental crown can lead to needing the tooth extracted at a later time, so weigh your options carefully.

Sometimes, people seek dental crowns because they aid them in making their teeth, which are chipped or stained and even worn out, look a lot better. Most teeth crowns are, however, viewed as cosmetic products that do not get covered by insurance policies. Have you considered treatment options such as veneers or whitening? These can often be a better solution.

Pros of getting a dental crown

  • Dental crowns prevent any additional damage to your tooth.
  • Most of the time allows for tooth retention.
  • Covers the tooth for many years.

Cons of getting a dental crown

  • At some point in time, you will need to replace the crown.
  • If the procedure is not required, then it will not be covered medically, and you will have to bear the cost directly.
  • Most patients report increased sensitivity after tooth preparation for the crown procedure.

What to ask your dentist to get the right type of crown

Prior to undergoing the dental crown procedure, make sure to inquiry with your dentist about the following:

  • Which crown material do you recommend, considering my location and budget?
  • How long do restorations made of that substance last?
  • What maintenance practices are most effective for prolonging the life of my dental crown?
  • Will I experience any allergy to the alloys used in the crown?
  • Can a same-day crown be done on me?
  • Where can I get a dental crown near me

How kids can save money on doctors' Crowns

There are multiple ways to lower the costs associated with children’s crowns:

  1. Compare quotes from different dental insurance policies.

Head over to your preferred insurance provider and look for dental insurance that best accommodates your budget and needs.

  1. Get a dental savings plan.

A dental savings or discount plan works by having a list of dentists who agree to receive reduced payments for their services and treatments, which saves the patient money.

  1. Enroll in a dental school.

Most dental schools have their clinics open during specific hours. Call and inquire about the treatments or procedures they have available for a considerably lower fee.

  1. Inquire about repayment plans.

 If the invoice sent to you is more than what you anticipated, speak to your dentist about your financial position and see if they have any repayment plans available.

  1. Make an appointment at a community health centre.

Most chalets within the community attend to areas that do not require special attention and can provide basic and more advanced dental treatments at a fee determined by the services provided.

  1. Utilize your HSA or FSA.

Crowns and other dental expenses can be made using tax-advantaged accounts like Health Savings Accounts or Flexible Spending Accounts.

  1. Practice good dental hygiene.

 Get your teeth cleaned along with a dental checkup done once every six months. Brush at least twice and floss daily.

What You Should Know

The cost of a dental crown is determined almost exclusively by its material, which can be ceramic, zirconia, metal, or a metal-porcelain alloy. The price range for dental crowns is usually from $800 to $2500.

If the crown is necessary for medical reasons, then dental insurance will pay for about half the price. For cosmetic crown work, however, dental insurance will almost certainly not cover the cost. There are various ways to reduce overall costs, such as shopping around for different dental plans or going to a dental school.

Learn more about:-

Tooth Filling Cost with Insurance

1 thought on “How Much is a Crown Without Insurance”

Leave a Comment